What are the basic rules for applying for a credit card in Taiwan?
- Age Requirements:
- Primary Card: The legal age for applying is 20 years old, but some cards may require applicants to be at least 24 or even 28 years old.
- Supplementary Card: The minimum age requirement is typically 15 years old.
- Annual Income Requirements:
- The required income varies depending on the type of credit card applied for.
- Applicants must provide financial proof, such as:
- Withholding vouchers
- Salary slips or salary transfer certificates
- Labor insurance policies
- House or land tax receipts
- Fixed deposits or real estate ownership certificates
Tip: First-time applicants are recommended to apply after working for at least 3-6 months to ensure they meet the bank's qualifications.
Application Process:
- Fill out the application form completely and submit all required documents.
- Once the bank receives your information, they will review your qualifications.
- After approval, the bank will send a gift redemption text message (if applicable).
Reminder: To confirm your eligibility for rewards, contact the bank's customer service within the application period to verify your personal details.