The definition of a “new cardholder” and the eligibility criteria for promotions may vary by bank. Common definitions include:
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Not having held any credit card from the bank within the past six months prior to the application date.
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Not having held any credit card from the bank within the past twelve months prior to the application date.
As the applicant’s personal information and card issuance records are reviewed and verified by each bank, the eligibility for the reward and “new cardholder” promotions is subject to the bank’s final decision.
If you have any questions about your card benefits or eligibility for a specific promotion, we recommend contacting the bank’s customer service directly for confirmation.