Financial management services provided by banks aim to assist customers in managing their wealth and making informed financial decisions. Here's an overview of how it works:
- Personalized Service:
The bank assigns financial business personnel to understand your risk tolerance, investment goals, and financial needs. This allows the bank to recommend tailored financial products and services that suit your circumstances. - Recommended Financial Products:
Based on your profile, the financial management specialist will suggest various options, including:- Foreign exchange services
- Investment funds
- Insurance products
- Other related financial services
- Terminology:
- In Taiwan, these professionals are commonly referred to as "Financial Management Specialists".
- In overseas markets, the term "Relationship Manager" (RM) is more widely used, focusing on maintaining long-term relationships with clients while managing their financial needs.